Real Landlord Insurance NZ

Adobe Acrobat is required to view and print some of our forms. Download Adobe Acrobat reader here.

Forms can be opened in Adobe Acrobat, printed, completed by hand and faxed to us at  +64 9 4380651 or posted to PO Box 1167 Whangarei: 

• Application form or you can fill in the Online Application
• Cancellation of cover or Transfer Cover to Approved PM Company form
• Make a claim form
• The Landlord Preferred Policy Wording Booklet
• Banking form
• Claim scenarios  *new*

The following word files are available for you to download and print on your own letterhead:

• Risk management letter 1
• Risk management follow on letter 2

• EQ Property Damage Information form  (Damaged)
• Canterbury Earthquake Declaration form (Not damaged)

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Protect your landlords. Protect yourself.

At Real Landlord Insurance Ltd, we pride ourselves on providing a superior insurance product to landlords.  In addition to the advantage this product provides as a listing tool to secure new managements, it is also a powerful risk management aid.

A significant percentage of all professional indemnity claims relate to the property management industry. If a tenant makes a claim against a landlord who doesn't have insurance, the tenant's lawyer will find someone else to be involved in the claim. More often than not, the next person in the firing line is the Property Manager. In the case of permanent disability, or even death, this could amount to millions of dollars in compensation.
It is now expected that a landlord will delegate their duty of care to the Property Manager under the management agreement.  More frequently, courts are saying that when landlords sign agreements to have their property managed by a professional, they are delegating their duty of care for that property to the Property Manager. The only way Property Managers can adequately protect themselves and the agency they work for, against legal liability claims, is to take preventative measures.
If landlords don't have building insurance, they don't have liability cover.
From a Property Manager's perspective, landlord insurance is as much about protecting yourself as it is your landlords. If a tenant stops paying rent it's not only the landlord that incurs a financial loss. No rent means no commission for your office.
When something goes wrong wouldn't it be a far easier telephone call to the landlord if you could say, "but, that's why you have insurance"!